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Team for the Planet and Crédit Coopératif join forces to launch a unique banking offer

Bank for the Planet

Imagine if your money at the bank had one of the smallest carbon footprints in the world, but that it could also be used to finance major innovationsessential to the transformation of highly polluting sectors.

Your banking package would then help decisive global solutions, such as :

 
beyond_the_sea

Beyond the Sea

To reduce ship fuel consumption by 20 to 40%

With a greenhouse gas reduction potential of up to 0.7% of global CO2 (equivalent to the emissions of a country like Egypt).

monomeris_chemicals

Monomeris Chemicals

Putting an end to single-use plastic

This solution enables any plastic waste to be recycled ad infinitum, breaking it down into monomers for the production of high value-added products (in the medical, textile and food industries, etc.).

seaturns

Seaturns

To generate up to 10% of the world's electricity needs using wave energy.

Seaturns is a robust wave technology that uses swell to generate an air flow to power an internal turbine and produce low-carbon electricity without intermittence.

 

And dozens of other major innovations that the world needs.They're just waiting for the means to develop.
Your banking package contributes to this!

 

The best of Crédit Coopératif and Team for the Planet for you

Zero financing of fossil fuel extraction

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Reducing global CO2 emissions

Crédit coopératif is :

120 tonnes of CO₂ emitted per million euros financed: that's banking carbon footprint among the lowest on the market.

 
120 tonnes of CO₂ emitted per million euros financed

Crédit Coopératif

480 tonnes of CO₂ emitted per million euros financed
Average for French banks
Up to 800 tonnes of CO₂ emitted per million euros financed
Major French banks
 

Whereas the average CO2 emission per million euros financed by French banks is 480 tonnes.
And up to more than 800 tonnes for major French banks...

(Sources: Institut Carbone 4, 2021 and Oxfam Report "Banks and Climate" 2021)

 

It's also :

☠️No funding for the manufacture of synthetic pesticides.🛢️No financing of fossil fuel extraction.🪚No financing of deforestation. *🎣No funding for overfishing. **💸Saying no to speculation.💼Saying no to tax havens for own account or that of the bank's customers.
 
* Crédit Coopératif finances forestry operations that respect the principles of sustainable management, are certified or are involved in a certification process such as PEFC or FSC.** Crédit Coopératif can finance, with discretion, small-scale fishing companies or those that can justify their commitment to a sustainable fishing approach such as the MSC or the French "Ecolabel Pêche Durable" standard.
And finally : Crédit Coopératif is a real bank (with accounts, passbooks, credit facilities...)
 
In short: your money isn't financing the collapse of the climate or biodiversity, and above all, it's having a massive, tangible impact.
 

Team for the Planet is :

Europe's largest climate action movement, acting on the ground to bring about large-scale change through entrepreneurship.

131,000 citizen investors, united to enable the financing of major, global solutions essential to the energy and climate transition.

A method for selecting and deploying projects based on collective intelligence and transparency.

10,000 volunteer project evaluators, a renowned scientific and market committee, and the power of the world's largest network of climate associates to boost the development and deployment of solutions!

 

It's also :

 
📒Public accounts.⚖️Salary caps.🗳️All decisions are voted on by the associates at the Annual General Meeting.
 

Bank for the Planet
de Crédit coopératif X Team for the Planet

It's an original banking offer committed to the climate, built with a real bank,
so you can do the right thing every day, without even realizing it.!

 

With :

 
💪

A bank account that finances projects for the planet

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💳

A Visa solidarity bank card

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🫶

Associated banking services

from €1.5 / month for 18-25 year olds
from €4 / month for over 25 year olds
 

Plus points :

 
For the first 5,000

A customizable collector bank card

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🗂️

3 € paid to Team for the Planet by Crédit Coopératif, for each new card subscription.

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💶

For each withdrawal made with your card, Crédit Coopératif donates up to €0.12* to Team for the Planet.

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🪙

The possibility of activating a micro-donation on each operation with your card to multiply your impact on a daily basis.

 
 
* For each withdrawal made with your solidarity card, the bank pays €0.05 to Team for the Planet, or €0.12 for a withdrawal made from a Crédit Coopératif, Banques Populaires or Caisses d'Epargne ATM.

Further information

Once your Crédit Coopératif x Team for the Planet account has been opened,
you can complete your action by opening a solidarity savings account.

 
Team for the Planet bookletLivret Développement Durable et Solidaire Team for the PlanetA Team for the Planet bookletTeam for the Planet youth booklet
 
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The idea? You share between 50% and 100% of your annual interest with Team for the Planet, enabling us to do even more for the climate.

Read more

How does this banking offer help Team for the Planet?
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When you subscribe to the Bank for the Planet offer, a number of mechanisms enable Team for the Planet to recover funds.
When you subscribe, Crédit Coopératif donates €3 to TFTP. Similarly, for each withdrawal made with your bank card, the bank pays €0.05 to Team for the Planet, or €0.12 for a withdrawal made from a Crédit Coopératif, Banques Populaires or Caisses d'Epargne ATM. But most importantly, what really enables you to finance Team for the Planet over the long term and with significant amounts, is to activate the micro-donation on transactions made with your dedicated bank card (in just a few clicks, directly from this page). You can decide on the amount, from €0.05 to €5 per transaction. With this system, you're making a daily contribution to tomorrow's world, without even realizing it!
Why did you choose Crédit Coopératif and not another bank?
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We're close to a number of ethical/green neobanks that we think are very cool, and some of whose founders we know very well.
However, we chose to launch this partnership with Crédit Coopératif because their structure is perfectly mature (particularly in terms of banking approvals) and enables us to design a 360° partnership, including particularly elaborate and complex systems.
Of course, beyond their maturity and robustness, Crédit Coopératif's values, exemplarity and commitment over more than 100 years are perfectly aligned with Team for the Planet and its mission.
I'm not yet a Crédit Coopératif customer. Will it be difficult for me to subscribe?
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Subscribing to this offer is done directly online, in about 5 minutes, and all you need is a telephone or computer. If you prefer, and feel more comfortable doing so, you can also speak to a specialist advisor to take out the subscription directly with a human!
I am already a Crédit Coopératif customer. How can I subscribe to this offer with Team For The Planet?
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You can do this by contacting your Crédit Coopératif advisor.
Does Crédit Coopératif take care of bank transfers, so that I can take out new accounts and transfer funds effortlessly?
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Yes, an advisor can take care of everything, after discussing it with you. He takes care of everything, you take care of nothing.
Why choosing the right bank has such an important impact on the climate?
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The vast majority of the world we live in (and will live in tomorrow) depends on the investments made by large professional investors. Banks play a crucial role in lending and non-lending to these investors, and to the projects they support. Without the support of banks and insurance companies, no project, however lucrative, can take place.
Investing in the destruction of the climate and life is (alas) highly profitable, and many investors and banks don't bother with the consequences of such investments. "Cash is king, as the financiers say....
On the other hand, it's wrong to think that we - ordinary citizens - have no power over these mechanisms. By choosing to entrust our money to a committed bank that does not finance destructive projects, we deprive unscrupulous banks of the means they need to allocate credit to destructive projects.
It sometimes seems as if this won't make much difference, but it does. The leverage effects are significant in these sectors, and a few million euros moved by a few thousand citizens can have very big consequences.
Your money has power! Don't neglect it, and use it. Your money is at least as powerful as your right to vote.
Can I benefit from customized support (like a private bank) if I want to make a major transfer?
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Yes, Crédit Coopératif and its advisors are at your disposal to provide specific support. As part of our partnership with Team for the Planet, all our advisors have received a comprehensive presentation from Arthur Auboeuf, co-founder of Team for the Planet.
Are there any fees to subscribe to this offer?
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Yes, as with any banking offer, "Bank for the Planet" costs between €1.5 and €12 per month, depending on the associated options. You choose when you subscribe.
What concrete impact will my money have?
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Your money will enable Team for the Planet to continue investing and deploying breakthrough innovations to transform highly polluting sectors.
What's more, thanks to Crédit Coopératif's commitments and policy, you can be sure that your money will not be used to finance the extraction of fossil fuels, or any project that is destructive to the climate (but also to biodiversity).
How come I haven't signed up for this great offer yet?
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The question is back to you.

Do you still have questions?